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Life/Group Insurance

As your needs become more complex, the Life/Financial Industry has some products that may be of interest to you.

Our Life Insurance Department which includes Group Insurance, Critical Illness and Disability and Life Insurance has contracts with such companies as the Wawanesa, Maritime, Zurich, Unum, Manulife Equitable and A.I.G.

Family walking across a field - Guild Insurance Brokers and HMS InsurancePersonal Insurance Needs

Personal Life Insurance Plans
Protect your family with temporary or permanent protection. Non-smokers rates and special lifestyle premiums may be available which reward healthier applicants with reductions in premiums.

Critical Illness Insurance
Designed to provide tax-free funds to help individuals financially care for themselves and their families and maintain similar quality of life after surviving a critical illness such as cancer or heart attack.

Mortgage Insurance
Maintain control of your mortgage insurance through a personally owned policy.

Seniors Advantage
A special guaranteed issue plan designed for individuals ages 50 to 75 who are concerned about medicals. There are just 4 qualifying questions and no medicals. This plan is ideal for paying funeral costs or leaving small bequests.

Business Insurance Needs

Group Cheer

Buy & Sell Insurance
Will the business and families survive the loss of a business partner or spouse? An insured Buy and Sell Agreement provides money to meet the purchase price, establishes a price at which the survivor will buy the deceased's shares, guarantees the buyer for the sale of the deceased's interest, and ensures an orderly continuation of the business.

Disability Coverage: Group & Individual
What would happen if your income was lost? We'll show you the way it can be replaced when you need it most.

Group Insurance / RRSP's
We've got you covered!

Contact our life department to discuss your current portfolio, your needs and answer any questions you may have.

IBAM