Not too long ago, the go-to strategy for shipping oil was via large oil pipelines. These pipelines provided several advantages—namely, they kept oil contained and away from road and rail—but they also had a few significant drawbacks.
How much small business insurance is enough? At Guild Insurance Brokers & HMS Insurance Agencies, we hear this question often, especially from small business owners and entrepreneurs. Certainly, the landscape of business insurance can be a difficult one to navigate.
Virtually any independent or small skilled trades business can qualify for coverage in this category. Electricians, carpenters, painters, landscapers, commercial cleaners, and handymen are just a few of the people who might need small contractors insurance.
In this increasingly connected world, more and more companies are wondering whether they need to have technology insurance policies. Yet there is currently a lot of confusion surrounding this type of insurance coverage.