Are you renting an apartment, house, condo, or any other property that you do not own? If so, you need renter’s insurance. Also known as tenant insurance or contents insurance, this type of coverage protects you and your possessions from potential catastrophe. Many Canadian tenants are vulnerable by not obtaining renter’s insurance.
Winter looks to be over, which hopefully means you have successfully navigated another cold season without burst pipes and flooding. Remember: most home insurance policies do not cover overland flooding.
Do I need Renter’s Insurance? Most lease or rental agreements have a provision that advises the Tenant to carry Renter’s Insurance to protect the tenant from any loss or damage. But statistics show that less than half of renters in Canada (42%) have Renters Insurance.
Guild/HMS Insurance Group is determined to accommodate the needs of all customers, regardless of ability. We are committed to treating all people in a way that allows them to maintain their dignity and independence and are focused on identifying, removing and preventing barriers.
House insurance is must-have protection for every homeowner. Not only will your bank or mortgage lender require that you have a house insurance policy in place, but you will also want one and need one for safety and peace of mind.
You probably hear or see the acronym “DIY” everywhere, and you probably already know what it stands for: “do it yourself.” Which is a pretty straightforward concept. At Guild/HMS Insurance Group, we do things a little differently with our DIY Insurance.
Many potential hazards can afflict the unwary AirBNB host. Fortunately, Guild Insurance Brokers & HMS Insurance Agencies have assembled the perfect solution for those who own property and want to open themselves up to AirBNB opportunities without taking on unnecessary risks: AirBNB Insurance.