Get Optimal Coverage for All of Your Needs with DIY Insurance

Every day, people make claims on their insurance for all kinds of needs. Unfortunately, in many cases, the insurance company contests the claims due to certain circumstances, not meeting insurance requirements. Too often, the “fine print” articulates clauses that work to protect the insurance company and not you. At Guild/HMS Insurance Group, we do things a little differently with our DIY Insurance. 

What Does DIY Stand For?

You probably hear or see the acronym “DIY” everywhere, and you probably already know what it stands for: “do it yourself.” Which is a pretty straightforward concept. But “DIY” can mean totally different things for different people, because really, it could be about so many things. It could be about building your own planters, patching a hole in the wall, cutting your own hair, managing your own investments, and so much more.

Essentially, DIY means that, instead of buying goods from a store or hiring a professsional to complete a specific task – you’re choosing to create that product yourself with no direct help from an expert.

It only makes sense that the “DIY” label gets added to a lot of projects, and almost everything from creating your kids slime to patching a hole in a wall yourself counts as a DIY project. But DIY Insurance from Guild/HMS Insurance goes beyond that. We have built out a number of specialty DIY Insurance products that give you the ability to build and buy your insurance policy online, with the added perk of an insurance professional to work with you during and after the purchase.

Your first thought is perhaps that you don’t feel knowledgeable enough to build your own insurance policy. We’re here to tell you that not only can you do it, but you can do it well. Before we get into why that is, it’s worth noting some of the ways that DIY insurance can help you.

Don’t get caught up with insurance that isn’t relevant to you. You’re investing in your future wellbeing by paying a premium on your insurance, so it only makes sense that you should have insurance coverage that’s suited to your needs. 

Find the insurance that does care for what you need. Protect your contents, business, events, and winter trips with Guild/HMS Insurance Group’s DIY insurance options. Find coverage that protects everything from harsh weather ruining your event to a fire that sends your apartment up in smoke, and everything in between.

Maximize the benefits and minimize the costs. You have access to all available discounts. Whether you’re purchasing tenants insurance or contractor insurance for your business, let our team help you find every savings possible.

Unlike a standard DIY project, our DIY insurance lets you work with insurance brokers both before and after you’ve assembled your insurance. Essentially, you start the process by selecting the kind of insurance you would prefer.

From there, we help ensure that you don’t miss a step. Therefore, when you go through the process, you’re sure to have done everything correctly. If you have questions or uncertainty, our brokers are ready to help you with relevant advice regarding insurance planning.  

This approach puts you in control rather than setting you at the mercy of commission-based brokers who want to upsell unnecessary insurance. In other words, our brokers are here to serve you and enjoy helping you find the perfect coverage rather than the most expensive coverage.

Further, our team doesn’t stop supporting you after you’ve pressed the “buy now” button. Instead, you have access to real insurance brokers any time you have a question about changing your coverage, updating information, or anything else related to your policy.  

We don’t assume that we know the best options for you. Instead, through genuine conversation, we work with you to help you find the perfect coverage.

The best part about DIY insurance is that it’s built for anyone at any stage of their life. You can alter your coverage whenever you desire to suit your needs best. With the Guild/HMS Insurance Group by your side, you’ll have no problem finding the right coverage at the right price.  

We apply the Golden Rule: “Do unto others as you would have them do unto you.” We believe firmly in equitable, honest conduct with each of our clients. Therefore, our brokers will consistently put themselves in your shoes to offer competent, relevant advice in any situation.

In fact, they’ll consider your circumstances as if it were their own and find the solution that they would choose. Learn more about how our DIY insurance can help you.