Guild Insurance Brokers & HMS Insurance Agencies has been specializing in railroads for over 25 years – and our experience shows. Our in-depth knowledge of the railroad industry and the unique rail insurance issues it encounters, allows us to be your trusted insurance advisor.
Our brokers, underwriters and claims specialists are experts in designing rail insurance packages to meet the complex needs of the Canadian rail industry. We and our strategic partners work to minimize your exposure through risk assessments and loss analysis.
Our account managers will work to develop a personal relationship with you. We will come on-site to inspect your risk personally because we know that we can’t understand your business and the issues you face just by talking to you over the phone. Our premiums are always competitive and we’ll provide the peace of mind that comes from knowing that when a catastrophe strikes, you’ll have the insurance coverage you need.
We specialize in providing coverage for:
Short Line Railroads
Manufacturers, Wholesalers and Retailers of Rail Products
Variety of coverage we write includes:
Comprehensive General Liability – Railroad ($25 million limits and higher available)
Maintenance of Way Equipment
Track & Roadbed