Most Canadians are not super familiar with this type of insurance and for good reason. Overland water coverage is a relatively new product in the Canadian insurance market, having not existed prior to 2013.

In this blog post, we will discuss phishing attacks, one of the most common rising security threats in the digital sector. We will also talk about why cybersecurity insurance is an important protection for everyone including individuals using technological services

Overland flooding, a leak in the foundations or a simple pipe burst can cause thousands of dollars in damage. Whether it’s caused by some mechanical malfunction or Mother Nature, your immediate next steps after a basement flood can help prevent

Due to the fact that tenants aren’t legally obligated to carry tenants insurance, it isn’t a high priority on most people’s lists. Misconceptions on the cost to replace your personal property and not understanding your legal liability as a tenant

Depending on if you are now taking your own vehicle to work instead of public transit or your working from home now, you should consider updating your auto insurance policy to reflect these new realities.

The unprecedented spread of the Coronavirus (COVID-19) in Canada and around the world has, understandably, raised concerns for you and your family. At Guild/HMS, the well-being of our clients, our employees and each of your families is a significant concern

If you are a certified yoga instructor and plan on teaching yoga as a part-time or full-time job, it is very important that you purchase yoga instructor insurance. Our DIY Yoga Instructor Insurance is a perfect fit for you.

People make New Year’s resolutions about everything, from their professional lives to their personal fitness. Why not start 2020 off right by resolving to take steps that will positively impact your insurance policies?

When it comes to renters insurance vs house insurance what is the difference & which policy do you need? Guild/HMS is here to help. No matter your current living situation—whether you own a house or rent an apartment—it is vital

Many potential hazards can afflict the unwary AirBNB host. Fortunately, Guild Insurance Brokers & HMS Insurance Agencies have assembled the perfect solution for those who own property and want to open themselves up to AirBNB opportunities without taking on unnecessary risks:

“How can I prepare my home for winter?” you might ask. In this article, we will cover a few crucial steps and useful tips to get you started.

You probably hear or see the acronym “DIY” everywhere, and you probably already know what it stands for: “do it yourself.” Which is a pretty straightforward concept. At Guild/HMS Insurance Group, we do things a little differently with our DIY