THE BLOG

Stories About Insurance

THE BLOG

Stories About Insurance

What Is Overland Water Coverage? Learn More

What Is Overland Water Coverage?

Personal Insurance
Most Canadians are not super familiar with this type of insurance and for good reason. Overland water coverage is a relatively new product in the Canadian insurance market, having not existed prior to 2013.
Posted on August 5, 2020
How Cyber Security Insurance Can Protect Business Owners Learn More

How Cyber Security Insurance Can Protect Business Owners

Business Insurance Blog
In this blog post, we will discuss phishing attacks, one of the most common rising security threats in the digital sector. We will also talk about why cybersecurity insurance is an important protection for everyone including individuals using technological services
Posted on July 16, 2020
My Basement Is Flooding What Do I Do? Learn More

My Basement Is Flooding What Do I Do?

Personal Insurance
Overland flooding, a leak in the foundations or a simple pipe burst can cause thousands of dollars in damage. Whether it’s caused by some mechanical malfunction or Mother Nature, your immediate next steps after a basement flood can help prevent
Posted on June 29, 2020
7 Myths About Tenants Insurance Learn More

7 Myths About Tenants Insurance

Personal Insurance
Due to the fact that tenants aren’t legally obligated to carry tenants insurance, it isn’t a high priority on most people’s lists. Misconceptions on the cost to replace your personal property and not understanding your legal liability as a tenant
Posted on May 8, 2020
Should I Change My Vehicle From All Purpose to Pleasure? Learn More

Should I Change My Vehicle From All Purpose to Pleasure?

Auto Insurance Blog
Depending on if you are now taking your own vehicle to work instead of public transit or your working from home now, you should consider updating your auto insurance policy to reflect these new realities.
Posted on April 2, 2020
COVID-19: Messaging From Insurers Learn More

COVID-19: Messaging From Insurers

Personal Insurance
The unprecedented spread of the Coronavirus (COVID-19) in Canada and around the world has, understandably, raised concerns for you and your family. At Guild/HMS, the well-being of our clients, our employees and each of your families is a significant concern
Posted on March 30, 2020
Make Your Money Stretch With DIY Yoga Instructor Insurance Learn More

Make Your Money Stretch With DIY Yoga Instructor Insurance

Business Insurance Blog
If you are a certified yoga instructor and plan on teaching yoga as a part-time or full-time job, it is very important that you purchase yoga instructor insurance. Our DIY Yoga Instructor Insurance is a perfect fit for you.
Posted on February 11, 2020
New Years Resolutions for Your Insurance Policy Learn More

New Years Resolutions for Your Insurance Policy

Personal Insurance
People make New Year’s resolutions about everything, from their professional lives to their personal fitness. Why not start 2020 off right by resolving to take steps that will positively impact your insurance policies?
Posted on January 16, 2020
Renters Insurance vs House Insurance: What’s the Difference? Learn More

Renters Insurance vs House Insurance: What’s the Difference?

Personal Insurance
When it comes to renters insurance vs house insurance what is the difference & which policy do you need? Guild/HMS is here to help. No matter your current living situation—whether you own a house or rent an apartment—it is vital
Posted on December 20, 2019
Protecting Your Business Investment with AirBNB Insurance Protection Learn More

Protecting Your Business Investment with AirBNB Insurance Protection

Personal Insurance
Many potential hazards can afflict the unwary AirBNB host. Fortunately, Guild Insurance Brokers & HMS Insurance Agencies have assembled the perfect solution for those who own property and want to open themselves up to AirBNB opportunities without taking on unnecessary risks:
Posted on November 14, 2019
How Can I Prepare My Home for Winter? Learn More

How Can I Prepare My Home for Winter?

Personal Insurance
“How can I prepare my home for winter?” you might ask. In this article, we will cover a few crucial steps and useful tips to get you started.
Posted on October 25, 2019
Create the Perfect Policy for Your Needs with DIY Insurance Learn More

Create the Perfect Policy for Your Needs with DIY Insurance

Personal Insurance
You probably hear or see the acronym “DIY” everywhere, and you probably already know what it stands for: “do it yourself.” Which is a pretty straightforward concept. At Guild/HMS Insurance Group, we do things a little differently with our DIY
Posted on October 16, 2019